Medicare with Ashley · San Diego County

Medicare and Tri-City Medical Center

Ashley Watson is a licensed, independent Medicare broker serving San Diego County — at no cost to you.

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Serving All of San Diego County
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Medicare and Tri-City Medical Center

Tri-City Medical Center in Oceanside is the public district hospital serving coastal North County — Oceanside, Vista, and Carlsbad. If Tri-City is your community hospital, the key Medicare question is: "Will my plan keep me covered there?"

Original Medicare and Medigap

Tri-City is a Medicare-enrolled hospital, so it accepts Original Medicare (Part A and Part B). With a Medicare Supplement (Medigap) plan, you can continue using Tri-City and other providers that accept Medicare, without network restrictions or referrals to stay in-network. For people who want dependable access to their local hospital plus the flexibility to reach other San Diego systems, this is the structure to understand first.

Medicare Advantage

Tri-City participates in a range of Medicare Advantage networks, but which plans include Tri-City — and which of its affiliated doctors — can vary and change each year. Advantage can be a good fit, but confirm that your specific plan includes Tri-City before you rely on it.

How to confirm your Tri-City access

Before choosing a plan, check whether it includes Tri-City and the doctors you see. You can verify with the plan directly, or I can review it for you. As a licensed independent broker, I'll line up your providers against your options so you know what you're getting — free to you, since brokers are compensated by the carriers.

Comparing systems? See our overview of San Diego hospitals and Medicare to understand how coverage works across Sharp, Scripps, UC San Diego Health, and Kaiser.

Serving coastal North County, on your schedule

I'm a mobile, come-to-you Medicare broker serving Oceanside, Carlsbad, Vista, and the surrounding area. If you want to keep your Tri-City access, reach out anytime.

Medicare with Ashley — (619) 947-2325

Frequently asked questions

Does Tri-City Medical Center accept Medicare?

Yes. Tri-City is a Medicare-enrolled hospital and accepts Original Medicare. A Medigap plan lets you use Tri-City and other Medicare providers.

Does Tri-City accept Medicare Advantage plans?

It participates in a range of Advantage networks, but which plans include Tri-City can change yearly. Confirm your specific plan.

What's the most flexible option?

For most people, Original Medicare with a Medigap plan provides the broadest, most stable access.

Is there a cost to have you help me?

No. Independent brokers are paid by the carriers.

Why San Diego Residents Choose Ashley

There are many Medicare brokers in San Diego County. Here's what sets Ashley apart.

Independent Broker

Not tied to any single company. Ashley shops every major Medicare carrier to find what's right for you.

Multiple Carriers

Contracted with all leading Medicare carriers in San Diego — Ashley compares dozens of plans side by side.

No-Cost Consultations

Ashley is paid by insurance carriers — never by you. Her time and advice are always 100% free.

Reviews Doctors & Prescriptions

Before recommending any plan, Ashley checks that your doctors and medications are covered at the best cost.

Local San Diego Expert

Ashley lives and works in San Diego County. She knows the local plans, local providers, and the community.

Available Year-Round

Ashley's office is available 7 days a week, all year long — not just during open enrollment.

In-Person Appointments

Prefer to meet face to face? Ashley offers in-person appointments in addition to phone and video calls.

Medicare Plans & Programs Ashley Helps With

Medicare Advantage (Part C) plans
Medicare Supplement / Medigap plans
Medicare Part D prescription drug plans
Medicare Savings Programs (Extra Help)
Turning 65 enrollment guidance
Annual plan reviews (Open Enrollment)
Medi-Cal application assistance
CalFresh application assistance
See the full services overview →

Reviewing Your Medicare Plan During Annual Enrollment?

Every fall (October 15 – December 7), Medicare beneficiaries can switch plans, drop coverage, or add drug coverage — with changes taking effect January 1. Ashley comes to you throughout San Diego County and makes the review process simple and free.

Learn about the Annual Enrollment Period

Ready to Talk to a Medicare Broker in San Diego?

Schedule your free consultation today. No obligation, no pressure — just clear answers from a local Medicare broker who knows San Diego County.