Medicare and Scripps Health in San Diego

Scripps Health is one of the largest health systems in San Diego County, with hospitals from Encinitas and La Jolla to San Diego and Chula Vista. If you see Scripps doctors, one question matters more than any other as you approach 65 or review your coverage: "Will my Medicare let me keep going to Scripps?"

With Scripps, the answer has changed in recent years, so it's worth understanding clearly.

Original Medicare and Medigap

Scripps accepts Original Medicare (Part A and Part B) and Medicare Supplement (Medigap) plans. Because Medigap doesn't use networks, a Medigap policy lets you continue seeing Scripps doctors and using Scripps hospitals as long as they accept Medicare — no referral needed to stay in-network. For people who want to keep their Scripps relationships, this is the most dependable structure to understand first.

Medicare Advantage

This is where Scripps differs from some other systems. Scripps Clinic and Scripps Coastal Medical Group stopped accepting Medicare Advantage plans, meaning many Advantage members can no longer use those Scripps physician groups for their care. Medicare Advantage networks and hospital contracts can also change from year to year. If keeping Scripps is important to you, this is exactly the kind of change you don't want to discover after you've enrolled.

How to keep your Scripps doctors

If Scripps is your system, the path usually runs through Original Medicare paired with a Medigap plan. But the right move depends on your doctors, your prescriptions, and your budget — there's no single answer that fits everyone. As a licensed independent broker, I'll review your specific situation and walk you through the options across the carriers I work with, so you understand how to keep the care you have.

There's no cost to you for this. Independent brokers are compensated by the insurance carriers, so my help is free — whether we meet at your kitchen table, over the phone, or by video.

Serving San Diego County, on your schedule

I'm a mobile, come-to-you Medicare broker serving the South Bay, Chula Vista, National City, El Cajon, and North County. If you want to make sure your Medicare coverage works with Scripps, reach out anytime.

Medicare with Ashley — (619) 947-2325

Frequently asked questions

Does Scripps accept Medicare?

Scripps accepts Original Medicare and Medicare Supplement (Medigap) plans. A Medigap plan lets you see Scripps providers who accept Medicare.

Does Scripps accept Medicare Advantage plans?

Scripps Clinic and Scripps Coastal Medical Group have stopped accepting Medicare Advantage plans. Because these policies can change, always confirm your specific plan before relying on it for Scripps care.

How can I keep my Scripps doctor on Medicare?

For most people, pairing Original Medicare with a Medigap plan is the most dependable way to keep access to Scripps. A licensed broker can review your specific doctors and options.

Is there a cost to have you review my options?

No. Independent brokers are paid by the insurance carriers, so there's no charge to you.