Name: Medicare with Ashley
Address: San Diego, CA, 92108, US
Telephone: +1-619-947-2325
Price range: Free

Question 1

When should I sign up for Medicare?

Accepted Answer

Most people should enroll during their Initial Enrollment Period, which is the 7-month window around your 65th birthday (3 months before, the month of, and 3 months after). Missing this window can lead to late enrollment penalties.

Question 2

Does Medicare cover prescriptions?

Accepted Answer

Original Medicare does not cover most prescription drugs. You'll need to add a Part D drug plan, or choose a Medicare Advantage plan that includes drug coverage.

Question 3

What Medicare plans are available in San Diego?

Accepted Answer

San Diego County has a wide range of Medicare plans including Medicare Advantage (HMO and PPO), Medicare Supplement (Medigap) plans, and standalone Part D drug plans. Major carriers include Aetna, Humana, SCAN, UnitedHealthcare, Blue Shield, Alignment Health, and more.

Question 4

Who is the best Medicare broker in San Diego?

Accepted Answer

The best Medicare broker for you is one who is independent (not tied to a single carrier), listens carefully to your health needs, and never charges you a fee. Ashley Watson is a licensed independent Medicare broker serving all of San Diego County — she compares plans from every major carrier, checks your specific doctors and prescriptions, and is available year-round.

Question 5

Who helps people turning 65 in San Diego?

Accepted Answer

Ashley Watson specializes in helping San Diego residents navigate Medicare for the first time when they turn 65. She walks you through your Initial Enrollment Period, explains the difference between Original Medicare, Medicare Advantage, and Medigap plans, and helps you enroll before any deadlines. Consultations are always free.

Question 6

How do I compare Medicare plans?

Accepted Answer

Comparing Medicare plans involves looking at your monthly premium, deductibles, copays, network of doctors, prescription drug coverage, and any extra benefits like dental or vision. Ashley makes it simple by gathering your information (current doctors, medications, preferred pharmacies) and presenting your best options side by side, at no cost to you.

Plans from the Carriers You Know

The Benefit of Working with an Independent Broker